Consumer services is here to help! Reduce your credit card debt and get on a low monthly program payment, settle your debt as quickly as your budget allows

Resolve your debt in as little as 12 - 36 months. Money Back Guarantee

  • Debt Settlement

    Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. For the debtor, this makes obvious sense, they avoid the stigma and intrusive court-mandated controls of bankruptcy while still lowering, sometimes by more than 50%, their debt balances.

  • Debt Consolidation

    Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. The process can secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan.

  • Debt Invalidation

    Debt Invalidation is an aggressive form of debt relief designed to get you out of debt in an average of 12 - 24 months.

  • Bankruptcy

    Bankruptcy is a legal status of a person that cannot repay the debts it owes to creditors. Probably the biggest and most obvious problem with filing bankruptcy is how it will affect your long term credit.

Debt Invalidation

Consumer Services handles all the hassles of Debt.

Debt Invalidation invokes the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights. Consumer Services works with a nation wide attorney firm for collecting money for you as well when debt collectors violate your rights by calling or continuing collection without verifying the debt.

Our procedure requests a forensic audit of the account which collectors are trying to make you pay; we require your collector to provide validation, verification, and proof of their legal authority to collect from you.

Jenifer
Jennifer Roberts
11-7-2014
  • Rated overall
    Stars4.7
  • Agent Knowledge
    rating4.6
  • Ease of Doing Business
    rating4.7
  • Customer Service
    rating4.7
Thank you so much for your program, you have saved us so much burden and money. We will make sure to refer many other people we know to you. I can't believe how simple and effective this program is. Keep up the good work!!!

It's Easy, It's Secure, It's Proven

Debt Settlement

Consumer Services offers debt relief solutions, utilizing multiple consumer credit programs to customize a plan specifically for each of our clients individual needs.

Consumer Services handles all the hassles of Debt.

Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. For the debtor, this makes obvious sense, they avoid the stigma and intrusive court-mandated controls of bankruptcy while still lowering, sometimes by more than 50%, their debt balances.

Danials
Dawn
11-7-2014
  • Rated overall
    Stars5.0
  • Agent Knowledge
    rating5.0
  • Ease of Doing Business
    rating4.9
  • Customer Service
    rating5.0
Thank you Consumer Services, I was struggling just to pay the minimum monthly payments on my credit cards, you worked with my budget, found me a payment I could afford and in only 19 months I'm out of debt and getting a fresh start! I couldn't be more happy with your programs!

Save up to 60% on your Credit Card Debt

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Debt Consolidation

Consumer Services handles all the hassles of Debt.

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. The process can secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan.

Even though the monthly payments and interest rate might be lower, you can end up with a longer-term loan in which you end up paying even more interest. If you don't end up using the extra monthly savings to pay off your loan (and perhaps even if you do), it could take you longer to get out of debt.

Credit Counseling

About 60 percent of those who sign up for credit counseling drop out before completing the program and a significant number of drop-outs go on to file bankruptcy. Many debtors find the four year program to be too rigid and difficult to stick with, and those who stay with it and complete it find that they have no extra money each month.

Bankruptcy

Probably the biggest and most obvious problem with filing bankruptcy is how it will affect your long term credit. A bankruptcy will likely show on a credit report for at least seven years and will make obtaining future loans and other forms of credit more challenging.

Danials
B. Danielson
11-7-2014
  • Rated overall
    Stars4.7
  • Agent Knowledge
    rating4.6
  • Ease of Doing Business
    rating4.7
  • Customer Service
    rating4.7
Thank you Consumer Services, I hired a law firm to help with my debt issues. I paid them a lot and after one year nothing was done. In 3 months you helped stopped collections on my credit cards!! Consumer Services is a wonderful service and I highly recommend them